Saving for a house, apartment or office? Beware: account management fees or flat service rates can’t be deducted from the building. These are inadmissible according to a judgment of the Federal Court of Justice from November 2017.

Excellent news for all house savers: Structure societies may not charge your consumers account management fees or service flat rates or other yearly fees.
It is in a current judgment of the Federal Court of Justice.
In this case, the Consumer Center Bundesverband (VZBV) had actually sued versus the Sparkasse BHW, which specifically gathered an annual wage of 12 euros from its consumers for each account in the savings phase.

According to the VZBV, the judgment has an impact on around 24 million building society agreements in Germany.
The Shifting Earnest then put together a design letter (by means of chip.de), which supports the person worried to reclaim illegally paid fees for the past 10 years.
You would get the 120 euros plus interest paid if you stay with the example above.
Since the annual fees are also greater sometimes, for example there are examples of 30 euros in additional expenses, the compensation can likewise be substantially higher.

• Free download: sample letter at chip.de